If I don't have a credit or debit card can I still use Afterpay? May 08, 2018 06:58 Updated Follow Unfortunately not. Afterpay requires a credit or debit card in your name to be supplied in order to use their services. Related articles How can I track my online order? What if my Afterpay order does not arrive? How does Afterpay work? Comments 0 comments Article is closed for comments.